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What is the difference between Chapter 7 and Chapter 13 Bankruptcy?
For people in serious debt who are finding it difficult to keep up with payments on their loans or credit card bills, the commonest bankruptcy options to help alleviate or clear debts are Chapter 7 and Chapter 13. This said, there are some marked differences between...
What are Wills and Revocable Trusts?
Wills and trusts, as methods of transfer of estate ownership, share a few similarities. Both are essentially planning documents that determine who benefits from one’s given assets after their passing. An experienced estate attorney can help you decide which option is...
WHO IS THE CUSTODIAL PARENT
Custody of children is never a simple issue to deal with, and it is often complicated by the strong emotions that accompany the subject. Generally, custodial disputes involve clarifying the rights that the father and mother have when it comes to where the children...
Why do I need an attorney ?
Attorneys can assist you in a wide range of matters, from minor issues such as fighting speeding tickets and issues at small claims courts to larger matters involving criminal actions, divorces, or other civil matters. In the majority of the legal problems, access to...
What is mediation? What are the various types ?
Sometimes, during a severe conflict, the parties concerned may prefer to evade a court case. In such a situation, mediation is a chosen alternative and the preferred method when the battle includes family. Sometimes, the matter may have reached the court, but the...
Are Student Loans Dischargeable in Bankruptcy?
Student loans can be very difficult to deal with. It’s a national problem, but my clients in Southeast Iowa seem to have lots of student loan issues. There is a lot of momentum in Congress relating to student loans and the ability to discharge them in a bankruptcy...
Business Bankruptcy Information Chapter 7 and Chapter 11
Should Your Business File Bankruptcy? This page is designed to answer common questions and explain common misconceptions about what filing a bankruptcy can and cannot accomplish for a business entity. The first step is to determine what type of legal entity the...
What Is Bankruptcy And How Does It Work?
Filing bankruptcy can accomplish many things. Bankruptcy is a federal legal process which allows debtors (those who owe debts) to eliminate (“discharge”) their personal liability on or “reorganize” their debts. Not all debts can be discharged. But most can. The...
Can You Eliminate Taxes In Bankruptcy?
Can you get rid of and eliminate tax debt owed to the Internal Revenue Service or State of Iowa Department of Revenue or other taxing agencies? Or, as many often ask: Can you include taxes in a bankruptcy filing? The answer in many cases is: “YES!” Certain tax debts...
The Different Bankruptcy Chapters
There are several different chapters in the United States Bankruptcy Code which allow for different types of debt relief for different types of individuals and enteritis. The bankruptcy “chapters,” as they currently exist are 7, 9, 11, 12, 13, and 15. No, that’s not a...